Money, money circulation and credit - стр. 37

The board of directors decision of the National Bank of RK dated from August 24, 2000 № 331 «About the regulations adoption of plastic cards issue and usage in the Republic of Kazakhstan».

The board of directors decision of the National Bank of RK dated from November 25, 2000 № 433 «About the regulations adoption of cashless settlements performing between the client and serving him bank». Registered by the ministry of justice of the Republic of Kazakhstan dated from January 5, 2001 № 1352.

The rules for conducting of the operations with bills of exchange and promissory bills by the second-tier banks approved by the National Bank of the Republic of Kazakhstan board of directors decision dated from November 15, 1999 № 397.

The rules of bills discounting by the second-tier banks of the republic of Kazakhstan approved by the National Bank of the Republic of Kazakhstan board of directors decision dated from November 15,1999396.

On the territory of our state the cashless settlements are performed by means of the following payment documents:

– bank transfer order;

– collection order;

– payment request-order;

– payment card;

– cheque;

– bill of credit.

While the concrete form is stated in the agreement between supplier and buyer and determined by mean and place of payment, document flow character and types of documents.

Payment documents should contain the following requisite details:

– name;

– number, date (day, month, year) of issue;

– full name including legal entity form or surname, first name, patronymic of private person – money sender, his individual identification code;

– full name including legal organizational form of the bank – money sender, its bank identification code (near the name could be stated its brand-name);

– full name including legal entity form or surname, first name, patronymic of private person – beneficiary, his individual identification code;

– full name including legal organizational form of a beneficiary bank, its bank identification code (near the name could be stated its brand-name);

– purpose of payment and also its coded name stated by the laws and regulations of the National Bank;

– sum of payment denoted by figures and letters;

– surname, first name, patronymic and signatures of the persons entitled of payment and/or money transfer initiator and (if available) its seal impression (for documents drawn up on paper);

– taxpayer registration number of a beneficiary and money sender (hereafter – TRN).

Payment documents could be rendered as in electronic form and in hard copy. Electronic payment instruments are formed in accordance with set formats for electronic payment messages transfers and sent to bank by electronic communication and telecommunication channels.